While people often use ridesharing services to avoid the stress of driving, there is still a risk of a crash. You do not know the person driving or his or her driving habits. The driver may also be in a rush because once he or she arrives at your destination he or she can pick someone else up to earn more money.

The last thing you want to think about is getting into a crash, but it might happen. If it does, do you know how to seek compensation? What if you were driving for a ridesharing service?

Unfortunately, people often do not think about these things before they happen, and people may be unprepared when they do. Our Minneapolis auto accident lawyers discuss what you should know about filing these claims.

If you have questions after being injured in a crash, give us a call to schedule a free legal consultation. There are no upfront fees for our services.

Insurance Coverage for Ridesharing Drivers

Minnesota Statute 65B.472 requires drivers, or the companies that they work for, to carry certain amounts of insurance coverage to provide compensation in case of a crash. Coverage requirements differ depending on whether the driver is transporting a passenger or is simply logged into the app and ready to pick up a passenger. This insurance is considered primary coverage. That means this is the first insurance policy crash victims would file a claim against.

Insurance While Logged into the App

Drivers or ridesharing companies are required to carry liability coverage for injury and property damage:

• $50,000 for injury or death to one person
• $100,000 for death or injury to two or more people in one crash
• $30,000 for property damage

Drivers can satisfy the requirements of this section by purchasing this coverage on their own or by relying on the ridesharing company’s coverage, or through a combination of their own insurance and the ridesharing company’s insurance.

Insurance While Transporting a Passenger

The driver or ridesharing company must have insurance for injury or property damage of at least $1,500,000. As with coverage while the driver is not transporting a passenger, the requirements can be satisfied by the driver, ridesharing company or a combination of the two.

What if I Was Not in a Ridesharing Vehicle?

The law considers the ridesharing driver’s coverage to be the primary coverage. That means you would likely file a claim against that coverage first.

What Should I Do After a Crash Involving a Ridesharing Vehicle?

Try to get the names and contact information of everyone involved in the crash. That will help you and your attorney pursue compensation for your damages.

If you are able, contact the police so an officer can be dispatched to the scene to investigate and complete a police report. The police report helps to prove the crash happened and involved a ridesharing driver.

Even if you do not feel much pain or think you have minor injuries, it is important to go see a doctor right away. Your injuries could be worse than you think and going to the hospital right away helps to link your injuries to the crash.

When your injuries have been diagnosed and stabilized, you should strongly consider calling an attorney for assistance. The attorneys at TSR Injury Law have secured millions in compensation on behalf of crash victims. If we represent you, our goal is to secure maximum compensation to help secure your future.

It is important to receive full compensation so you can obtain the treatment recommended by doctors. Many people do not have the financial resources to pay for ongoing medical treatment for a severe injury. Without recommended treatment, it may be harder to make the best recovery possible.

TSR is Here to Assist You After a Crash

Since 1998, TSR Injury Law has been an advocate for those injured by the negligence of others. We have secured tens of millions in compensation on behalf of our clients and are prepared to help you with the legal process.

We take cases on contingency, which means no upfront fees or obligations. Our attorneys do not get paid unless you get paid.

TSR Injury is here to help after a crash. Call (612) TSR-TIME.