Experiencing a car accident is frightening and often painful. As if that were not bad enough, dealing with the aftermath — such as medical expenses and insurance paperwork — can be extremely stressful. For some car accident victims, their problems are compounded when they discover that the other driver does not have adequate insurance coverage.
If you find yourself in this position, contact a Minnesota Underinsured Motorist (UIM) Attorney with TSR Injury Law for professional assistance. We care and want to help. Our attorneys have been named Super Lawyers many times and have years of experience dealing with insurance companies. We recently won a verdict, in a UIM case for $188,000.00. Call 612-TSR-TIME or submit our contact form.
UIM Coverage Explained
Filing an Underinsured Motorist Claim
Minnesota law requires all drivers to carry:
- underinsured motorist coverage (UIM)
- personal injury protection (PIP)
- liability coverage
This means that even if the other driver does not have adequate insurance to compensate you for the injuries he or she is responsible for, you can still receive help with your expenses by filing an underinsured motorist insurance claim.
Before filing an underinsured motorist claim, you must exhaust your personal injury coverage and the other driver’s bodily harm insurance. If you still have medical expenses that the other driver’s insurance would cover if it were adequate, your insurance company should cover at least some of them.
The Importance of Legal Assistance for Underinsured Motorist Claim
If you are considering filing an underinsured motorist claim, you should understand that your insurance company is a business above all else. That means that your well-being is not their first priority; their main goal is to limit the amount of money you receive to maximize their profits.
Therefore, dealing with an insurance company can be a frustrating and confusing process. You can make the struggle to receive compensation much easier by speaking with a knowledgeable Minnesota Underinsured Motorist Attorney. One of our experienced attorneys will review the details of your case, offer you sound legal advice, and speak persuasively with your insurance company to obtain the payments you deserve.
Contact a Minnesota Underinsured Motorist Attorney
To speak with a dedicated Minnesota Underinsured Motorist Attorney, call TSR Injury Law for a free initial consultation at 612-TSR-TIME or submit our contact form.