This may be the first time you have ever had to pursue legal action. You have come to the right spot. Our Minnesota Super Lawyers negotiate car accident settlements with State Farm, Geico, Progressive, Travelers, American Family, and Farmers, to name a few. The consultation is free. You owe no attorney fees until your claim reaches a settlement or favorable verdict.
Before you accept any car accident settlement, it is recommended that you confer with an experienced Car Accident Settlement Lawyer. The attorneys at TSR Injury Law are aggressive, ethical litigators with decades of combined experience. We will explain what is a fair and reasonable settlement for your car accident. Call 612-TSR-TIME or submit our free consultation form.
Car Accident Settlement: Two Parts
1. Property Damage
Report your car accident immediately to your insurance company. The property damage part of the settlement is paid by your no fault insurance policy in Minnesota. In order to protect your rights and receive a fair value for your car you need to request a copy of the insurance company appraisal to verify that their appraisal is accurate and that the appraisal was based on comparably equipped and valued, local vehicles. Then, do not stop with that — research the Blue Book value and compare internet prices. Do not automatically accept the insurance company's first offer. They have predetermined a range of value and will offer the lowest possible value on your car.
2. Personal Injury
This part of your car accident settlement can involve many insurance companies. Do not talk to any insurance company (other than the initial report to your insurance company) or to any representative of anyone involved in the accident. They will attempt to coerce you into making a damaging statement about the accident or your injuries. Anything you say can be used against you.
The insurance company will usually require you to have an independent medical exam. This is sometimes referred to as an adverse exam because you have no say in selecting the doctor and the doctor is actually working for and paid by the insurance company. The exam is not to help in diagnosis; it is to trivialize your injuries.
***Beware about signing medical records release forms. The only records you are required to release are the car accident-related injury records.
Minnesota Car Accident Settlement Lawyer
The Car Accident Settlement Lawyers at TSR Injury Law have decades of combined experience negotiating settlements and helping clients obtain the compensation they need and deserve after a car accident, including a recent $200,000 settlement for a rear-end collision. Call 612-TSR-TIME or submit our contact form.